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General Components of Injury Claim Compensation There are some costs that can be printed on a receipt and added up, but there are some costs that aren't necessarily quantifiable. General compensatory damages cover the unquantifiable costs. Special damages are those that can be calculated in precise figures, such as medical bills and lost wages. Your compensation for injury claims is dependent on these damages. Medical expenses Medical bills are a common part of personal injury settlements, especially for those suffering from severe or permanent injuries. For instance, a spine cord injury victim may require multiple surgeries to treat secondary issues like pressure sores, bowel or bladder problems spasticity (muscle and tendon jerks) and bone density issues. The rules for valuing the medical expenses in a personal injuries case vary from one state to another. In general, insurance companies will require proof that the medical expenses were incurred as a result of the accident. This can include invoices, medical bills, and proof of the treatments that were considered to be essential. In certain instances expert testimony is required to explain the need for specific treatments and to show that the expenses were linked to the accident. In addition to the past medical costs, injured victims may also be entitled to a reimbursement for future medical expenses. This is referred to as special damages and is a portion of the overall settlement that is awarded to the victim. Our lawyers will collaborate with your doctor to develop a medically-sound treatment plan for you. We'll also consider any prescription medication necessary for your treatment as well as any home or equipment modifications needed to accommodate injuries. However, future medical expenses are difficult to prove without evidence that the injury has a a long-term impact on your life quality. This is why it's crucial to partner with a reputable personal injury attorney who understands the importance of accurately calculating future medical expenses. Call PKSD to learn more about how we have helped victims of serious accidents to receive compensation. Loss of wages Loss wages are a part of economic damages associated with compensation for injury claims. These losses are what your earnings would be if you had not been injured and prevented from working. These losses can be attributed to overtime, seasonal work, and other calculable income you would have earned. Riverside injury attorney YouTube for lost wages is a way to put you in the same financial situation as before the accident. In the majority of cases, the insurance company will calculate your lost wage by calculating the hourly rate you earn as well as the number hours you missed because of the accident. This is especially relevant for those who are paid hourly. If you file a wage loss claim, you must be able to prove that your injuries prevented you from working. To prove this, you should submit an official medical note detailing the extent of your injuries and how they affected your ability to work. You can also provide a copy of either your tax returns or pay stubs in support of this claim. Additionally, you may be able to claim compensation for the value of the sick and vacation days you took to recover from your injury. These days are typically worth the equivalent of a day's pay. In some cases, your injury may be permanent which limits your ability to work. If your injuries are permanent, you can seek compensation for the loss of your capacity to earn a living. The capacity to earn is typically determined by a doctor. An experienced personal injury lawyer can assist you in determining the value you should be putting on your reduced earning capacity. They can assist you with gathering documentation of your injuries, and income loss and submit it to the insurer to ensure that you get the maximum amount in your case. Suffering and pain The damages of pain and suffering are ones that are not quantifiable in the same way as medical bills or lost wages. It is more subjective and hard to establish a dollar amount on, yet it is a crucial part of any personal injury case. This is because it covers negative impacts on the victim's life that are not immediately apparent like loss of enjoyment of life, mental anguish, emotional stress and anxiety. Credible evidence is the most important factor in proving the existence of pain and suffering. This can include prescription records showing the type and dosages of pain medication and notes from medical professionals or doctors on how the accident affected your life, and photographs of your injuries, like broken bone, scars, or other marks. It is crucial to be honest about the pain and suffering that you've experienced and how this has negatively affected your life. There are two methods to calculate the amount of suffering you are entitled to compensation for. One is the multiplier method where you add up your actual economic losses and then multiply that amount by a factor of 1.5-5. Another option is the per diem method where you are paid an amount each day beginning from the date of your accident until you have reached the maximum level of medical improvement. It is important to remember that the jury will determine the amount of suffering and pain you've suffered. It is difficult to put a dollar value on non-economic damages, so the jury may take their time evaluating the impact of your accident your life and on the quality of your living. Damages to Property Damage Based on the extent of your injuries it could take a long time to prepare your case for trial. Your lawyer will have to collect all your medical bills including hospitalizations or surgeries, doctor's visits, physical therapy sessions and prescription drugs. Your personal injury lawyer might be able to recover these expenses in your settlement even if still paying for health insurance. Damages to property are a different form of compensation available to accident victims. These awards are given to pay for any destruction or damage that is caused by a third party's negligence. This could be damages to property (such as your home or car) or personal property (like a cellphone or jewelry). Damages to property claims can be part of a lawsuit for injury, or even their own lawsuit. General damages cover the cost of suffering and pain. Compensation damages are intended to put a victim in the same position as if their injuries had never occurred. These damages are hard to quantify and range from hundreds of dollars for minor injuries, to millions of dollars for severe injuries or disabilities. In the end, punitive damages penalize the defendant for their actions and deter them from doing the same next time. They are extremely rare and reserved for the most outrageous or shady of conduct. Although they're not an option in every personal injury case, it is important to consider all the types of compensation you could get when evaluating your case. Contact a New York personal injuries law firm to discuss your options if you have been injured. They can help you submit all the required paperwork within the timeframes that are allowed by law. Damages for emotional distress Emotional distress is a part of the umbrella of pain and suffering but is a much more subjective form of damage that can be hard to prove. After a serious accident victims may feel fear, anxiety and loss of sleep. They might be suffering from depression, humiliation, and even anxiety. A loss of pleasure in life is also a result of with emotional distress. This can include things like the fear of driving following a car accident or the inability to work because of a physical injury that triggers severe headaches. The court will examine the details of your case to determine if you are entitled to compensation for emotional distress. Your lawyer can help you gather the necessary documentation to prove your claim. This can include medical and psychiatric records, photos of the accident scene, journals of your emotions in the wake of the accident, and other evidence that pertains to your claim. If the incident was particularly difficult, you may also be able to file a claim for intentional infliction. This is a lesser-known form of noneconomic damages, and requires evidence that the defendant's actions were either grossly negligent or intended to cause you mental suffering as well as physical harm. These claims are valid, and they are paid the same as any other type of economic or physical damage. The right lawyer on your side can make all the difference when it comes to winning your case and getting the financial support you need. If you feel you've suffered injuries due to negligence of another, it's crucial to speak with a qualified injury lawyer.